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What’s the difference between new project launches and subsale properties?

New projects are brand-new developments sold directly by developers — often with early-bird promotions, rebates, and progressive payment schedules during construction.
Subsale properties are completed and previously owned homes sold in the secondary market. Buyers pay a 10% down payment and start full loan repayments upon completion.

How much down payment do I need to buy a property in Malaysia?

For Malaysians, the standard down payment is 10% of the purchase price.
For foreigners, the same applies, but the minimum purchase price varies by state (typically RM 1 million and above in Kuala Lumpur and Selangor).

What other costs should I expect besides the property price?

You should budget for:

• Legal fees and disbursements

• Stamp duty (on SPA and loan)

• Valuation fees (for subsale units)

• Loan agreement fees

For new projects, developers sometimes offer “zero entry cost” packages that cover part or all of these fees.